PISP API Overview

Base URL

The base URL for all AIS APIs is: https://rs1.ob.monese.com/open-banking/v3.1/pisp/**

Supported Payment Types

The Monese API currently only supports:

• Domestic Payments

The Monese API does not support:

• Domestic Scheduled Payments
• Domestic Standing Orders
• International payments
• File & Bulk payments
• payment-details end-points

Overview

The following apply to all domestic payment consents:

InstructedAmount/Amount

Please note that thresholds for payments can be managed by the customer. Monese suggests PISP notify the PSU that the same limits apply as in their Monese app. It is possible from time to time that domestic-payment-consents is authorised, but the payment initiation fails due to account limits.

InstructedAmount/Currency

• InstructedAmount/Currency must be GBP or EUR

RemittanceInformation/Reference

RemittanceInformation/Reference is a mandatory field and must adhere to the following:

• Valid characters:
  • A-Z
  • a-z
  • 0-9
  • "space"
  • The characters "&", "-", ".", "/"
• Contiguous characters – user enters 6 or more valid characters but without contiguous string of at least 6 alphanumeric characters
• Must contain a contiguous string of at least 6 alphanumeric characters
• Homogeneous string – user enters 6 or more valid characters (including valid non-alphanumeric characters) - After stripping out non-alphanumeric characters the resulting string cannot consist of all the same character

The PISP may also opt to populate reference field on behalf of the PSU

LocalInstrument

This field is not mandatory so we suggest PISP simply not include this field and Monese will stage consent appropriately.

Account.SchemeName

The supported Account.SchemeNames are UK.OBIE.SortCodeAccountNumber and UK.OBIE.IBAN for both DebtorAccount and CreditorAccount. Any other enum provided will return error.